It has become commonplace for employers, especially large ones, to use consumer credit information as part of their hiring and the ongoing employment process. That is about to change in New York State.

It is always easier to invest the time and resources on the front end to make sure everything is set up properly, rather than face potential fines, litigation, and a disruption of your business when an issue arises down the road.

The recent ruling from the Second Circuit is being seen as a win for consumers holding student loan debt, but the decision is very narrow in scope.